Pacific Fiancial Inc
19700 Fairchild Suite 320
Irvine CA 92612
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Pacific Fiancial Inc
  • Home
  • Refinancing
  • Buying
  • Our Team
  • Calculators
  • News
  • Reviews
  • Contact
888-959-0122
19700 Fairchild Suite 320

Irvine CA 92612
  • Home Sales to Rise in 2019

    • November 6, 2018
    • Posted by: hector
    • Category: News
    No Comments

    November 5, 2018          Phil Hall Home sales will inch up in 2019 while prices rise at a slower pace, according to a new forecast from the National Association of Realtors (NAR). NAR Chief Economist Lawrence Yun expected existing-home sales will finish 2018 with 5.345 million transactions, down from last year’s 5.51 million, and

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  • Mortgage Rates Slightly Lower

    • November 6, 2018
    • Posted by: hector
    • Category: News
    No Comments

    November 1, 2018    Phil Hall Mortgage rates took a slight dip in the latest Primary Mortgage Market Survey (PMMS) from Freddie Mac. The 30-year fixed-rate mortgage (FRM) averaged 4.83 percent for the week ending Nov. 1, down from last week when it averaged 4.86 percent. The 15-year FRM this week averaged 4.23 percent, down from last

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  • How to use home equity to consolidate your debt

    • September 6, 2018
    • Posted by: hector
    • Category: News
    No Comments

    How to use home equity to consolidate your debt KAT TRETINA SEPTEMBER 6, 2018  If you feel like you’re drowning in debt, you’re not alone. According to Experian’s State of Credit report, the average household has $24,706 in non-mortgage debt. That means things credit cards, medical bills or car loans. With such a heavy debt load and

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  • Is the Housing Market Finally Cooling Off?

    • September 6, 2018
    • Posted by: hector
    • Category: News
    No Comments

    August 28, 2018      Phil Hall Three new data reports are pointing to a slowing in home price appreciation, which could shift the housing environment to a buyers’ market. The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index reported a 6.2 percent annual gain in June, down from 6.4 percent in May. The 10-City Composite

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  • Mortgage Rates Rise Slightly

    • September 6, 2018
    • Posted by: hector
    • Category: News
    No Comments

    Mortgage rates inched up this past week, according to new data from Freddie Mac. The 30-year fixed-rate mortgage (FRM) averaged 4.52 percent for the week ending Aug. 30, up from last week when it averaged 4.51 percent. The 15-year FRM this week averaged 3.97 percent, down from last week when it averaged 3.98 percent. And the

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  • Mortgage Rates Take a Dip

    • January 5, 2018
    • Posted by: hector
    • Category: News
    No Comments

    Mortgage rates began 2018 on the decline, according to Freddie Mac’s latest Primary Mortgage Market Survey (PMMS). The 30-year fixed-rate mortgage (FRM) averaged 3.95 percent for the week ending Jan. 4, down from last week when it averaged 3.99 percent. The 15-year FRM this week averaged 3.38 percent, down from last week when it averaged 3.44 percent. And the five-year

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  • Yes, Housing Prices Are Still Rising

    • January 5, 2018
    • Posted by: hector
    • Category: News
    No Comments

    January 2, 2018    Phil Hall It may be a new year, but the first housing data report of 2018 picks up where 2017 left off: Home prices are still rising. According to new data from CoreLogic, home prices nationally were up one percent in November from October and up by seven percent from one year

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  So thankful for the team at Pacific Financial! As first time home buyers, my husband and I were overwhelmed and... read more intimidated of the whole loan process. Thankfully, we had Alex Ortiz to guide us through the entire thing! He is knowledgable and patient, and truly helped us understand the entire process. He took on every curve ball and challenge and seamlessly got the loan done and closed in a timely manner. (With a KILLER rate, to boot!) We would have been lost without his guidance and tenacity. We were over all completely satisfied with Alex, Matt and the rest of the team...we wouldn't hesitate to recommend them to everyone!

thumb Jamie R.
6/30/2016
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